<td id="swyw0"></td>
<xmp id="swyw0">
<xmp id="swyw0"><nav id="swyw0"></nav>
<xmp id="swyw0"><menu id="swyw0"></menu>

團體保險                           咨詢電話:0551-65220168

       1、團體保險定義
       團體保險是由保險公司用一份保險合同為團體內的許多成員提供保險保障的一種保險業務。在團體保險中,符合上述條件的“團體”為投保人,團體內的成員為被保險人,保險公司簽發一張總保單給投保人,為其成員因疾病、傷殘、死亡以及離職退休等提供補助醫療費用、給付撫恤金和養老保障計劃。   在實務經營中,人們常常按照團體保險合同的保障范圍(即保險責任),將團體保險劃分為團體人壽保險(含團體養老保險)、團體健康保險、團體意外傷害保險。團體保險具有:風險選擇特殊、保險計劃靈活、經營成本低廉、服務管理專業、保費分擔的特點。
         2、團體保險的內容
       (一)團體定期人壽保險,團體定期人壽保險常簡稱為團體定期保險,是指以經過選擇的團體中的員工為被保險人,團體或團體雇主作為投保人,保險期間為一年的死亡保險。          (二)團體信用人壽保險,團體信用人壽保險是指為保全住宅貸款定期付款銷售等分期償還債權,由貸款提供機構或信用保證機構作為投保人(受益人),以與其發生借貸關系的眾多分期付款債務人作為被保險人,同保險人簽訂的一種團體保險合同。   
       (三)團體養老保險,團體養老保險是指員工退休后,由保險人一次性按保險金額向退休員工支付一筆款項,供其養老生活所用,這種團體保險稱為團體養老保險。不過,隨著企業年金的發展,近年來,團體員工的退休保障逐漸由團體養老保險轉向企業年金保險。   
       (四)團體終身保險,團體終身保險則是指以團體或其雇主為投保人,團體員工為被保險人,一旦被保險人死亡,由保險人負責給付死亡保險金的一種保險產品。   
       (五)繳清退休后終身保險,繳清退休后終身保險是一種以企業年金方式設立的團體終身保險,團體的員工自行負擔保險費,逐年約定繳清,每年保障的差額由團體的雇主以購買定期保險的方式來彌補。   
       (六)團體遺屬收入給付保險,團體遺屬收入給付保險,以團體或其雇主作為投保人,團體所屬員工為被保險人,員工的遺屬作為受益人,團體或其雇主與保險人簽訂保險合同,約定在員工死亡時,由保險人向死亡員工的遺屬給付死亡保險金。   
       (七)團體萬能壽險,團體萬能壽險,團體雇主一般不為團體萬能壽險繳付任何保險費,所以,團體萬能壽險并不是一種嚴格意義上的團體保險產品。不過,如果團體的規模較大,可以按該團體的經驗數據收取死亡率費用,而且收取的管理費用比個人保險產品低。

369彩票
<td id="swyw0"></td>
<xmp id="swyw0">
<xmp id="swyw0"><nav id="swyw0"></nav>
<xmp id="swyw0"><menu id="swyw0"></menu>
www.hyi3.com | www.lfcp099.com | www.4963ss.com | www.77802w.com | WWW.378446.COM | www.32123z.com | WWW.29219.COM | www.52072v.com | 1259h.com | 1596bb.com | 54540123.com | www.36166m.com | www.476669.com | 518515.com | www.90msxfptd.com | WWW.551217.COM | www.652361.com | 00778o.com | www.65045.com | WWW.27929.COM | 991000.com | 69445511.com | www.5958116.com | WWW.707615.COM | xin888e.com | 4255mm.com | WWW.36439.COM | 7720s.com | 999582.com | www.3978q.com | WWW.707145.COM | 1427.com | 5443l.com | www.71399y.com | www.52072l.com | 54141188.com | www.cly3.com | www.186793.com | 3726j.com | www.40288z.com | www.994696.com | 8547aa.com | www.t3410.com | 65005r.com | www.16001.com | www.355241.com | 42842827.com | WWW.296770.COM | zb7288.com | 5651.com | WWW.277537.COM | 35442444.com | www.331068.com | WWW.242495.COM | 9694r.com | www.c44rr.com | WWW.727515.COM | hhhh19927.com | www.3846n.com | WWW.257188.COM | 89892.com | www.5981x.com | WWW.521173.COM | 53206666.com | www.390737.com | www.763236.com | 77606y.com | WWW.25155.COM | 8520x.com | www.11599119.com | www.345597.com | www.5099jj.com | 883399h.com | www.cb500.cc | 12743.com | WWW.180472.COM | www.549577.com | 8557t.com | www.gczj1.com | 0652p.com | www.bmw1022.com | www.516105.com | www.2yhyh.com | WWW.126950.COM | 79333040.com | WWW.835310.COM | 7733vn77.com | www.7777hv.com | 23800p.com | www.cn365i.com | WWW.811279.COM | bet3659905.com | WWW.125013.COM | sbd5551.com | www.23636h.com | WWW.404977.COM | 26668c.com | www.26163d.com | 33599ee.com | www.596345.com | www.239320.com | www.l948l.com | www.760169.com | www.50999u.com | WWW.549671.COM | feicai0593.com | WWW.157808.COM | 91.ag | www.88888.mx | www.167356.com | www.4694q.com | www.359932.com | www.73990n.com | www.351957.com | www.91779e.com | www.641477.com | www.028126.com | www.466060.com | www.601710.com | 9645ll.com | www.50052y.com | yd12309.com | www.9155a.cc | 1463d.com | WWW.544318.COM | 0015ii.com | www.912486.com | 091061.com | www.665993.com | www.8645008.com | 9121903.com | www.90767.com | vns8562.com | WWW.899825.COM | www.cp505c.com | WWW.590097.COM | www.hg8pp.com | www.607323.com | 7168813.com | WWW.915916.COM | r35151.com | WWW.806044.COM | www.55545a.com | hg4299.com | www.c6823.com | 838388i.com | WWW.287185.COM | 8f06.com | WWW.389696.COM | 91019i.net | 411777.com | www.178337.com | vic040.com | www.pujing85.com | c4255.com | WWW.169133.COM | 7335q.com | 99ff940.com | WWW.714118.COM | 316m.cc | WWW.388033.COM | g2306.com | www.570126.com | www.9j3.com | hhgz1155.com | WWW.301488.COM | 4595599.com | www.202703.com | www.7036dd.com | 11443885.com | WWW.228803.COM | afcp06.com | WWW.635566.COM | www.rgcp111.com | www.86267e.com | www.jsc2019.com | 9694p.com | www.864955.com | www.706139.com | gg2949.com | WWW.84822.COM | www.44vn777.com | 55984b.com | WWW.845234.COM | www.jsdc9333.com | 80892ff.com | WWW.786718.COM | www.js0909.com | 760hd.vip | www.500021.com | www.1248g.cc | www.23 | 1591003.com | WWW.46549.COM | www.4323x.com | 1468rrr.com | www.952856.com | www.50080j.com | 18775v.com | www.48978.com | WWW.588124.COM | www.bwinyz17.com | 3568j.com | WWW.19895.COM | www.4996bx.com | 2649k.com | WWW.47745.COM | www.16065p.com | w69441133.com | WWW.524712.COM | www.53900b.com | 167748.com | pg888.com | WWW.684289.COM | www.89599o.com | 5598510.com | WWW.744229.COM | www.633756.com | 8547k.com | www.477680.com | WWW.717337.COM | www.gm41.com | 7r3777.com | WWW.749203.COM | 3169s.com | WWW.443598.COM | 12741.com | www.4249a.com | 80525.com | WWW.111259.COM | WWW.115854.COM | WWW.82244.COM | WWW.930224.COM | WWW.267099.COM | www.36166d.com | www.988046.com | www.71399k.com | www.88065c.com | www.33678zz.com | www.4546.com | www.ba505.com | www.xpj3133.net | www.22666.com | www.8967j.com | www.7415bb.com | www.3308598.com | www.8080999d.com | www.9187d.com | www.38345z.com | www.8967d.com | www.4996xt.com | www.2021z.com | www.506830.com | www.7788.tt | www.43384.com | www.81233m.com | www.33588z.com | www.66clf.com | www.33588y.com | www.sjgc5.com | WWW.688290.COM | WWW.358920.COM | WWW.681422.COM | WWW.62804.COM | www.715699.com | WWW.260456.COM | www.669771.com | www.50074i.com | 2373c.com | 8015p.com | 30019e.com | 52520524.com | 1483b.com | b62d.com | 2234.so | 998k.cc | 4488l.com | pj3508.com | pj887788.com | 88903636.com | xpj888e.com | www.4972x.com | www.535086.com | www.77801k.com | WWW.228803.COM | WWW.322589.COM | WWW.416533.COM | WWW.774051.COM | www.235892.com | 258701.com | 66458d.com | 3333744.com | h8855.net | www.rcw058.com | www.u63568.com | www.9971004.com | www.2408a.cc | WWW.50043.COM | WWW.302353.COM | www.708609.com | 7742r.com | 2008qq.com | 8547y.com | 365spa.com | feicai0353.com | www.3157i.com | www.3691g.com | www.16878q.com | WWW.400869.COM | WWW.749665.COM | www.935970.com | 8588kj.com | 5000008059.com | 4556f.com | 55155s.com | www.77789yh.com | www.022m.cc | WWW.660858.COM | www.176223.com | 85698d.com | xxx4255.com | a05677.com | www.77201.com | www.aa3890.com | WWW.266502.COM | WWW.303056.COM | WWW.240165.COM | 789149.com | xpj55555.vip | pjqinghai.com | www.848777d.com | www.50054c.com | WWW.36602.COM | 80368j.com | 3614m.com | q58955.com | www.69567.com | WWW.68640.COM | www.871203.com | s86811.com | c536655.com | jsjlb7.com | www.4058tt.com | www.16065l.com | WWW.404548.COM | 80840.com | yyy5144.com | 500000434.com | www.833296.com | WWW.193195.COM | www.zz2222.com | 3552u.com | www.9997028.com | WWW.685393.COM | www.202435.com | 预览w444000.com | www.1429e8.com | WWW.516234.COM | www.258120.com | 2077.net | www.07679m.com | WWW.205626.COM | 930666.com | 33382jj.com | www.1106488.com | WWW.481889.COM | www.407869.com | 1429t.com | 2677bbb.com | www.36787b.com | WWW.436682.COM | n00351.com | hh5443.com | www.68682w.com | WWW.774043.COM | 31325h.com | www.4446ddd.com | WWW.131889.COM | 2424333.com | 11884747.com | www.36166z.com | www.616888.com | 4036x.com | www.4520088.com | WWW.126644.COM | 8555886.com | 2455x.com | www.1466d.com | WWW.191949.COM | 6423x.com | www.344654.com | www.2020788.com | WWW.212802.COM | 7720742.com | 44995002.com | WWW.143326.COM | h61653.com | 10611b.com | WWW.246116.COM | 50099j.com | www.v948v.com | WWW.660819.COM | 22299mm.com | www.986076.com | WWW.476318.COM | 99909p.com | www.sha4000.com | WWW.856799.COM | yun999.com | www.1764n.com | WWW.343536.COM | 4556r.com | www.50732b.com | www.032288.com | rrr5657.com | www.61655f.com | www.290252.com | 86611l.com | www.21202z.com | 14855.cc | www.55526t.com | WWW.409623.COM | www.52062a.com | www.56655y.com | www.36829.com | www.333380.com | ziz3.com | WWW.69858.COM | 55331vv.com | www.mm55826.com | WWW.79108.COM | bet667766.com | www.bet353654.com | www.051069.com | 897kk.cc | WWW.389664.COM | 35ss.vip | www.3479f.com | cao568.com | www.068717.com | www.912156.com | 6789801.com | WWW.787999.COM | bet893.com | www.ya2019i.com | www.680222.com | www.88166y.com | WWW.101438.COM | 76700.com | www.5091w.com | www.116205.com | www.c44ff.com | WWW.447442.COM | gg7742.com | WWW.665808.COM | ff1331.com | www.54968h.com | 44990.com | www.hg7112.com | 13669a.com | www.4996gs.com | www.560702.com | www.23636.com | WWW.234194.COM | 4182j.com | 4107j.com | WWW.714118.COM | bet365ll.com | WWW.855980.COM | 1966xpj.com | www.006hy.cc | 428428ss.com | www.00840y.com | fhyl.com | www.96386t.com | www.005123.com | www.06386699.com | www.36788o.com | www.562351.com | www.127169.com | www.8645003.com | www.106135.com | www.7225r.com | www.234259.com | www.bwin900.co | www.355284.com | www.848777n.com | www.394311.com | www.0066xpj.net | www.375931.com | www.5183889.com | www.040435.com | www.99552aa.com | www.5959992.com | www.bett365.cc | bcylc11.com | www.50051f.com | hdyh224.com | www.5337933.com | 3556.com | www.43818x.com | 265609.com | WWW.806638.COM | 0860n.com | www.2109f.com | 2643z.com | WWW.318486.COM | 38365s.com | WWW.244322.COM | feicai0979.com | WWW.353335.COM | zhcpdd.com | WWW.620096.COM | www.e92776.com | www.191380.com | www.3846bb.com | bf5988.com | www.lg36.com | 463n8.com | www.hm2666.com | 9659x.com | WWW.133334.COM | www.hjcp111.com | www.142525.com | www.48330x.com | 4449193.com | WWW.390084.COM | 55193.com | WWW.234439.COM | www.dd55826.com | www.234530.com | www.16878o.com | 69111y.com | WWW.16405.COM | www.xy3550.com | 34576.com | www.84499t.com | hg9188.com | WWW.253296.COM | www.808888d.com | www.com160.com | www.26299q.com | 3778hh.com | WWW.4212.COM | www.6509.com | 0270098.com | WWW.226020.COM | 8159ll.cc | www.999423.com | www.6661f.cc | jbb001.cc | www.987931.com | www.5446d.com | 88833.com | WWW.272377.COM | www.88166f.com | 7792o.com | WWW.797225.COM | zhcp06.com | www.444449.com | www.84gcw.com | gg00558.com | WWW.91422.COM | www.16181p.com | 11989f.com | WWW.82517.COM | www.ggu.99233u.com | 11p88.cc | WWW.4032.COM | www.c3065.com | 32126u.net | WWW.357556.COM | www.6776hh.com | 3568p.com | www.08czj.com | ee4675.com | www.41518o.com | www.okw0.com | 3844m.com | flp666.com | WWW.806638.COM | www.303015.me | xpj915.com | WWW.910078.COM | www.294218.com | 22cc8332.com | www.927699.com | www.89894g.com | 08159w.com | www.779666.com | WWW.881666.COM | www.v32939.com | 0099341.com | WWW.118558.COM | www.ihg5577.com | xx38648.com | www.021037.com | WWW.862053.COM | www.hg703.com | 4155.cc | www.927670.com | www.23834.com | 8036gg.com | ylzz6.cc | WWW.586883.COM | www.99677q.com | ggg5701.com | 5804m.com | WWW.447770.COM | www.5446q.com | yl6896.com | 232929.com | WWW.76081.COM | www.33678zz.com | 5350e.com | www.26878v.com | WWW.517155.COM | www.4408598.com | 3550i.com | phpwind.net | WWW.417163.COM | www.jsc2020.com | 214.net | 1312929.com | WWW.110847.COM | www.40288v.com | 4022y.com | 7778518.com | WWW.922306.COM | www.9522888.com | 500000831.com | 12742b.com | www.335274.com | WWW.664532.COM | www.hg33397.com | df8f.com | 3983011.com | www.rcw678.com | www.cb0999.com | www.377666p.com | 9339999b.com | bet999000.com | www.954688.com | WWW.271902.COM | www.4521a.com | 2334vip6.com | 5856u.com | www.628987.com | WWW.253940.COM | www.179107.com | 11161188.com | rb431.com | 472701.com | WWW.7413.COM | WWW.349654.COM | www.7920k.com | 32212x.com | c53.cc | www.429362.com | WWW.362505.COM | WWW.19891.COM | www.yy888.cc | 3121zz.com | 0332c.com | 55ff940.com | www.810523.com | www.33997x.com | www.qx.cc | 76543y.com | peiyinla.com | 243d1.com | www.808910.com | WWW.474451.COM | www.4323r.com | www.c30666.com | g77304.com | 47749e.com | w66.com | www.996863.com | WWW.133057.COM | www.05500w.com | www.js89d.vip | bm1394.com | vvv01234.com | pj677r.com | www.52072u.com | WWW.791320.COM | WWW.266035.COM | www.35918k.com | www.07679p.com | www.cp67776.com | 8449ll99.com | 112n.net | b62d.com | kk4499.com | www.560103.com | WWW.83688.COM | WWW.775702.COM | www.43818z.com | www.088365.com | www.98698e.com | 131mm.net | bodog57.com | bet12306420.com | 99wb8.com | www.kj788.com | www.282990.com | www.987957.com | WWW.157249.COM | WWW.799498.COM | www.688dl.com | www.68cc1.com | www.hbet96.com | www.55070y.com | www.cp08.com | feicai0518.com | 3650711.com | 4288z.com | x777dl.com | 69440066.com | 01234yyy.com | www.581166.com | WWW.553484.COM | WWW.76488.COM | WWW.519037.COM | WWW.557450.COM | www.ya313.com | www.50064j.com | www.yun0123.com | www.52062x.com | www.441766.com | www.55070r.com | www.xy0027.com | www.56655a.com | 118184.com | z92266.com | vnb8.com | t99345.am | cc67890.com | 3846y.com | 4289n.com | 06386789.com | 0729a.com | 71372225.com | ii4255.com | r1458.com | shen6600.com | 40033ww.com | 00664002.com | 99973.com | alpk88.com | 3636888.com | 88304q.com | 4995e.com | 5488s.com | o40033.com | 4036o.com | 54146688.com | 1483zz.com | 112c.net | zb152.com | 0747w.com | 168cp-v.com | 4255mm.com | 389988.com | www.5504e.com | www.569799.com | www.7415a.com | www.055260.com | www.6880dd.com | www.1851222.com | www.3zq01.com | www.91233s.com | www.65719.cc | www.fcff4.com | WWW.414710.COM | WWW.124884.COM | WWW.930565.COM | WWW.871240.COM | www.808390.com | www.326675.com | 76566.com | 0080g.com | 6868oo.cc | v3410.com | yhguizhou.vip | 6245f.com | www.983098.com | www.77658zz.com | www.yyy10000.com | www.07163i.com | www.160wt.com | www.2373r.com | WWW.280813.COM | WWW.234589.COM | WWW.490001.COM | www.595813.com | www.93492.com | 77333885.com | 51133hhh.com | 4340q.com | 509191.com | www.bwinyz35.com | www.x99789.com | www.8039i.com | WWW.901878.COM | WWW.306456.COM | www.746133.com | 369678.com | 3614a.com | 62620524.com | 8977xx.com | www.f9478.com | www.62979.com | www.77803k.com | WWW.337448.COM | WWW.393089.COM | www.630155.com | 19990aa.com | 3189qq.com | 4107c.com | www.d4042.com | www.4102x.com | www.888hy.cc | WWW.770514.COM | www.895010.com | 429588.com | 3416m.com | 36989a.com | www.5099xx.com | www.hg8884.com | www.hx6693.com | WWW.912481.COM | www.501274.com | pujingzaixianyule.com | 69443322.com | 7744nnn.com | www.hg7833.com | www.sygj2.com | WWW.824339.COM | www.261793.com | 1224.cc | b2146.com | www.4963ff.com | www.108011.com | WWW.268599.COM | WWW.99865.COM | 89892qq.com | 0638kkk.net | 473041.com | www.556510.com | WWW.459234.COM | WWW.310075.COM | www.883885.com | 500000394.com | jl22222.com | www.js56775.com | WWW.523542.COM | WWW.882190.COM | 0015yy.com | 3726k.com | www.7415ss.com | www.9818l.cc | WWW.707953.COM | 33666.com | 7893w9.com | www.100v.cc | www.66332n.com | WWW.392299.COM | 13136.com | ag0101g.com | www.99113p.com | www.40484.com | WWW.532057.COM | 2247h.com | zb182.com | www.86339k.com | WWW.899407.COM | www.548177.com | 00765.com | 1305444.com | www.50024g.com | WWW.872992.COM | 98345.com | 4400203.com | www.78680t.com | WWW.120161.COM | www.187132.com | 88770076.com | 99111dd.com | www.68993223.com | WWW.709310.COM | 58181.com | 8037e.com | www.704909.com | WWW.724444.COM | www.452805.com | 08820011.com | www.jz30280.com | www.cb3188.com | www.587502.com | 8547cc.com | www.jz95588.com | WWW.855980.COM | www.452820.com | 10524.com | www.t063801.com | WWW.772174.COM | www.662678.com | j1486.com | www.7375.com | WWW.866638.COM | 0005144.com | www.c44ee.com | www.c757.vip | www.178213.com | nn4255.com | www.flb177.com | WWW.469766.COM | 78900.cc | www.5504p.com | WWW.187510.COM | www.032288.com | 80368q.com | www.x5666.com | WWW.118590.COM | 517zb.com | www.06820u.com | WWW.456161.COM | x9983.com | 383744.com | www.hw82.com | www.209213.com | 8547jj.com | www.377666l.com | WWW.199678.COM |